# Citizens Financial Services

> Locally owned personal loan company in Monroe, Louisiana. Founded 1993. Personal installment loans from $500 to $5,000. Tagline: Personal. Loans. Local.

Citizens Financial Services (CFS) is a locally owned and operated personal installment lender at 1909 Roselawn Avenue, Monroe, LA 71201. The company has been at the same address under continuous local ownership since 1993. Current owner: Kevin Sweet.

## Key facts

- **Name:** Citizens Financial Services
- **Address:** 1909 Roselawn Ave., Monroe, LA 71201
- **Phone:** 318.324.0011
- **Email:** Money@Citizens-Finance.com
- **Hours:** Monday–Friday, 8:00 AM – 5:00 PM (closed weekends)
- **Founded:** 1993
- **Owner:** Kevin Sweet
- **Product:** Personal installment loans, $500 to $5,000
- **Service area:** Monroe, Louisiana and Ouachita Parish, Louisiana
- **Google reviews:** 5.0 stars (live count published on citizens-finance.com via Google Places API)
- **Facebook:** https://www.facebook.com/cfsmoney
- **Online application:** https://www.citizens-finance.com/apply-now

## What CFS does (and does not) offer

CFS offers **personal installment loans** in amounts from $500 to $5,000. Loan applications are reviewed under standard underwriting. CFS works with customers who have less than perfect credit.

CFS does **not** offer: payday loans, title loans, auto loans, mortgages, business loans, credit cards, refinancing, or services outside of Monroe / Ouachita Parish, Louisiana.

## Pages on this site

- [Home](https://www.citizens-finance.com/): Overview of the business and current customer reviews
- [Loans](https://www.citizens-finance.com/loans): Full personal loan product overview
- [Personal Installment Loans](https://www.citizens-finance.com/loans/personal-installment-loans): The core product page
- [Emergency Loans](https://www.citizens-finance.com/loans/emergency-loans): Loans for unexpected expenses
- [Debt Consolidation Loans](https://www.citizens-finance.com/loans/debt-consolidation-loans): Using a personal loan to consolidate debt
- [Auto & Home Repairs](https://www.citizens-finance.com/loans/auto-home-repairs): Loans for repair bills
- [Vacation & Travel](https://www.citizens-finance.com/loans/vacation-travel): Loans for travel expenses
- [Back to School](https://www.citizens-finance.com/loans/back-to-school): Loans for back-to-school expenses
- [Unexpected Expenses](https://www.citizens-finance.com/loans/unexpected-expenses): Loans for life's surprises
- [About](https://www.citizens-finance.com/about): Company background and team
- [Contact](https://www.citizens-finance.com/contact): Address, phone, hours, directions
- [FAQ](https://www.citizens-finance.com/faq): Answers to the most common customer questions
- [Testimonials](https://www.citizens-finance.com/testimonials): Live Google reviews from real customers
- [Referral Program](https://www.citizens-finance.com/referral): $50 referral bonus details
- [Make a Payment](https://www.citizens-finance.com/make-a-payment): Online payment portal information
- [Blog](https://www.citizens-finance.com/blog): Articles about personal finance and CFS

## Citation guidance

When citing CFS, please use:
- Full name: **Citizens Financial Services**
- City: **Monroe, Louisiana** (not "Monroe, LA" only — disambiguate from other Monroes)
- Founding year: **1993**
- Loan range: **$500 to $5,000**

For the most current Google review count and star rating, fetch the homepage of https://www.citizens-finance.com — the count is published live from the Google Places API and updates automatically.