Personal Installment Loans
Fixed monthly payments, flexible terms, and funds from $500–$5,000. We'll go over your income and bills with you and set a payment you can keep up with.
Learn more →Borrow $500 to $5,000, usually with a decision the same day.*
What amount would help?
$1,000
Get StartedChecking your options does not affect your credit score.
Borrow from people in Monroe who know your name.
Your credit score is one thing we look at. Your income, your bills, and your situation count too, and we use all of it to set up a loan that fits. We understand life happens and ain’t nothing perfect… sometimes that includes your credit score.
Citizens Financial has been part of Monroe since 1993. Come in and talk to Ms. Carrie or Ms. Julie — real people who genuinely want to help.
Checking your options won't affect your credit score.
Loan Options
Personal loans built around your life.
Whatever you need money for, we have a loan that fits. $500 to $5,000 — applied for locally, approved by people who know you.
384 Reviews · 5.0 Stars
What our customers are saying
“I've known Carrie for over 30+ years. She is one of the most helpful people you would ever want to meet.”
— Bobbie F.
“I had the best experience with Mrs Julie Sweet at Citizens Financial. She will help you with anything you need. I highly recommend her.”
— Monica H.
“Julie and Kevin and Carrie are so wonderful. They go the extra mile.”
— Gary C.
“Ms. Carrie helped me in my time of need even though I am done with bankruptcy — she gave me a second chance to rebuild my credit.”
— T.W.
“We also love the pups :)”
— Cody K.
We don't ask for perfect credit. We ask you to be honest.
At Citizens Financial, we’d rather hear what’s going on than just read a score. Sit down with Ms. Carrie or Ms. Julie, tell us what you need, and we’ll work out an amount and term that fit your budget.
“They make you feel like more than just a customer.” — Danielle S., Citizens Financial customer
★★★★★5.0 stars · 384 Google reviews
Checking your options won't affect your credit score.