Unexpected expenses don't care about your calendar. The car breaks down on a Tuesday. The water heater goes out on a weekend. The medical bill arrives and it's bigger than you planned. When that happens, you don't need a bank that takes three weeks to process a decision — you need a local lender who can say yes today. That's us.
Citizens Financial Services has been serving Monroe and Ouachita Parish since 1993. We look at your full picture, not just a number. Most of our customers get an answer the same day they come in.
Loan range
$500–$5,000
Personal installment loans with fixed monthly payments. No surprises.
Three things to bring
- Two most recent pay stubs
- A current bill with your address
- Valid ID or driver's license
That's it. Most decisions are made same day.
“They helped me when no one else would.”
“Quick help in a time of need. Very polite and caring company.”
“They are wonderful people and understand life's struggles.”
Common questions
How fast can I get a loan?
Most of our customers get an answer the same day they come in or call. We make decisions locally — no waiting on a call center.
What if my credit isn't perfect?
We look at your full financial picture, not just your credit score. Checking your options with us won't affect your credit score.
How much can I borrow?
Personal installment loans from $500 to $5,000. Fixed monthly payments, no hidden fees.
What do I need to bring?
Two most recent pay stubs, a current bill with your address, and a valid ID. That's it.
Ready to get started?
Checking your options won't affect your credit score.