Turkeys to roast. Shopping to do. Family to visit. The holidays come with a long list, and it doesn't always line up with payday. If a little help would make this season easier, that's what we're here for.
We'll sit down with you, go over your income and your bills, and set a fixed monthly payment you can keep up with long after the tree comes down. We're a locally owned office on Roselawn Avenue and we make our decisions right here, usually the same day. Bring three things, ask for Ms. Carrie or Ms. Julie, and we'll take it from there.
Loan range
$500–$5,000
Personal installment loans with fixed monthly payments. No surprises.
Three things to bring
- Two most recent pay stubs
- A current bill with your address
- Valid ID or driver's license
That's it. Most decisions are made same day.
“Citizens Financial has always been there for my family, and I am so grateful.”
“They truly care about their customers. They treat you like family.”
“They actually care and work with you on what's affordable.”
Common questions
Is a holiday loan different from a regular personal loan?
No. It's the same personal installment loan we make all year: $500 to $5,000, fixed monthly payments, no hidden fees. Use it for gifts, travel, a full table, or whatever the season brings.
How much can I borrow?
$500 to $5,000. You don't have to take the most you can get. We'll go over your income and your bills with you and set a payment you can keep up with.
What if my credit is less than perfect?
Past credit trouble doesn't automatically rule you out. Your income and your situation count here, not just your credit score. All loans are subject to review and approval.
When should I come in?
Whenever you're ready. Some folks like to get ahead of it in November, and we'll be here all through the season. Most decisions are made the same day.
Ready to get started?
Checking your options won't affect your credit score.