Our Story

Established in 1993, Citizens Finance has been serving Northeast Louisiana for over 25 years. As a local family-owned business, we put our emphasis on our customers and their satisfaction in doing business with us. We help all kinds of folks, including those that:

• Don't have perfect credit.
• Are underserved by traditional banks.
• Don't want to deal with the hassle of a big bank.
• Prefer fast and friendly service.

At Citizens Financial, you are more than just a credit score. You're customers and neighbors.

Our customers have trusted in Citizens Financial for over 25 years.

Ways to use Citizens Financial

The Great Outdoors

People around the world don't call Louisiana the Sportsman's Paradise for nothing! Use a personal loan from us for a new ATV, a new boat, hunting gear, a new camper or hunting lease. The Great Outdoors is calling you home!

Ways to use Citizens Financial

Home Improvements

Your home is a constant asset that can use improvements. How about a new deck or garage? What about remodeling the extra bedroom into an office? Or how about rebuilding the kitchen? We have the cash to help you continue to improve your home.

Ways to use Citizens Financial


Personal loans from Citizens Financial are great sources of funds (and cheaper than many credit cards!) to plan large trips and family events. Plan a cross-country tour, hit the beach or a family reunion. Let us help you get the cash you need.


Meet the Team

We’re all local to Monroe and Ouachita Parish. We see so many customers at the downtown RiverMarket or Downtown River Jams. Or just out fishing and hunting or in the park with families. You make our work life at Citizens Financial mean so much that it’s really special when we meet you around the area. Thank you for letting us into your family.

Meet our Team

Our Story

Hurricanes. Fires. Economic recessions. Great times. Big victories and wins. Ups and downs. New births and sad passings. When you’re around a community for as long as we have been, you see it all. And you see it unfiltered. It’s as real as real can be.

The one consistency through all of the good times and the not so good times has been the incredible faith and strength of the people in this community and county. If anything, we mirror their ebb and flow as the events of time pass. And we’ve been here for them through it all just like they have been here for us.

Funny thing about history. The history of more than 25 years. It passes so quickly but it spans so much time. It paints a really clear roadmap of where we’ve been and what we’ve all been through together. But it also paints a pretty picture of how good it feels that we’re here in this community and we’ll be here for the next 25 years. Helping folks get the loans and money they need for the reasons they do. And it’s been thousands of people that we’ve touched and helped since the beginning.

So bring on the next batch of good times and not so good times. We’ll be right here. We’re not changing and we’re certainly not going anywhere. There’s no need to rewrite history when the one you have tells the best story.

See what our customers are saying...
Citizens Finance has been such a big help to me in my desperate times of need. Everyone is so nice and helpful. They truly care about their customers. Matter of fact, they treat you like family. Thank you Citizens Finance for everything!
K. Jackson • Customer
Thank you all for the Get Well card. It's not often a company has such concern for a customer. It was a special treat! Citizens Finance is a company that goes out of its way to treat the customer special. I would never go anywhere else.
Anonymous • Customer
Would never deal with another finance company. They humanize their clients/customers. And on top of that, you can get free popcorn! It's a great company with extra special people. I wouldn't do business with anyone else.
D. Nolan • Customer
It is never a pleasant experience to be in a financial bind; whether its unexpected school fees, automobile repairs or a major appliance dying. Over the years, Jack and Carrie and the Staff at Citizens have been a lifesaver for me.
A. Hindmon • Customer
I have known Mr. Jack and staff for many years. Mr. Jack and staff are extraordinary, remarkable, and kind people. They are also God fearing people. They've helped me in hard times and I appreciate everything they've done.
S. Turner • Customer
The Team at CFS has always been great to us. If I need help they are there, always with a helping hand, no questions asked. I would recommend CFS to everyone. They are very wonderful people and understand Life's struggles.
The Trichell's • Customer
It is with great pride that we express our gratitude for supporting our school through donations of T-shirts. Your kindness exhibits support and concern. With all of the challenges facing our children today, community support is high on our list of priorities.
Carroll High School • Customer
Citizens Finance has always been there for my family, and I am so grateful. I am just so happy to know wonderful people as the Citizens Family. They are nice and alway friendly. I am so honored to have a few words to say "Thank You."
J. Pritchett • Customer