Some folks want to add a deck, a new fence, or update the kitchen and bath. Knowing Louisiana weather, sometimes Mother Nature forces us to remodel! Regardless of the circumstance, Citizens Financial can help you with your home improvement loan.
Stop Putting Off Necessary Repairs
As a homeowner, you’re responsible for making repairs to your home whether they are large or small. Hot water heater goes out? Kitchen appliances from the ‘70s just not working as they should? Neighbor’s kid (or your own kid) put a baseball through your window? These repairs all have to come out of your pocket and often, homeowners don’t have the money saved up for surprises like that.
Putting off repairs can only be done for so long until the damage to your home ends up causing more damage and costlier repairs down the line. Home improvement loans can help you get the funds together to make necessary repairs to your home right away, so you don’t have to stress about a burst pipe or cracking countertops.
Improve the Look and Value of Your Home
If your home is in good condition and isn’t in need of serious repairs, you may want to think about upgrading the look and value of your home. Renovating key areas like the kitchen or the bathroom can be a great way to increase your home’s value and equity and can help it to sell at a higher price if you decide to put it on the market.
Home improvement loans don’t have to be just enough to cover repairs — you can take out a larger loan that will cover the cost of extensive home renovations. Want to redo your kitchen cabinets? Put in an in-ground pool and surround your backyard with privacy fencing? A home improvement loan can cover the changes you want to make your home more appealing and functional.
Finance Post-Storm Renovations
Even the best homeowners insurance may not cover all the necessary repairs and renovations that are needed after a major storm, hurricane, or flood. Whether it’s a Category 1 or a Category 4, you’ll likely need some extra funds to absorb the cost of getting your home back in good repair. Flooding can cause mold to grow in the inner structures of your home, which can be dangerous to your family’s health.
Missing shingles (or entire roofs) can be expensive to repair and insurance companies will often find excuses not to pay claims. Home improvement loans can help you make needed repairs and renovations to your home after a hurricane or other weather event without having to go through a ton of red tape.
At Citizens Financial Services, we can take care of your home improvement loan needs. Contact us today at 318-324-0011.