Car Loans

Did you know we can help you get the money you need for a car? You may be in need of a car loan to buy a used vehicle or  your dream new car. This may be the best choice to start with a small loan and rebuild your credit. No matter the scenario, we can help. Here is how our auto loan will benefit you compared to what everyone else can offer.

Wide Range of Car Loan Amounts

Whether your auto loan need is large or small, we can help you get the money. Our loans start at $500 and up.  There’s no need to worry about having more loan than you can handle. We will never pressure you into borrowing a large amount of money. In fact, we encourage you to only request what you need. The Citizens Financial staff will be there to guide you into the best auto financing solution based on your credit and finance goals.car loan

Flexible Payment Terms

No one wants to be stuck paying back a car loan for the rest of their lives, so we try to make sure you don’t have to. Working with us gives you choices for paying back the loan. Once you are approved, we start working with you on a payment plan right away.

We want to make sure you have the best option for your situation. We don’t just stick a contract in your face and tell you our expectations. That would not be helpful for either of us. You know your payday, your budget, and your other expenses, so we let you tell us your preferred terms.

Superior Service

Friendly and professional loan experts are available to assist you with your money needs. Whether talking by phone or in person, our service is the same. Discuss what you are looking for in a car loan, ask questions and get information, or fill out a loan application. We are there when you need us.

Easy to Apply

To make sure you get the money you need faster, we made our application process simple. While application fees usually start at $35, we also have no-cost credit applications available to you. You complete the application at the best time in your schedule. Our website makes it easy to submit your credit application at any time, 24 hours a day. All you need to do is give a few personal details along with income information.

Be prepared by having a few details ready:

  • Legal full name
  • Address
  • Employment information (name, address, phone number)
  • Marital status
  • Driver’s License
  • Proof of income (last two paycheck stubs, bank statement, income tax return, or W-2)
  • Proof of residence (utility bill, signed lease, or mortgage documents)

We will not take days to let you know the outcome. You will have an answer the same day, and often in the same hour.

We understand your time is valuable. After a lengthy car shopping process, we don’t want to make you wait any longer. That’s why our car loan application is quick and easy. Apply today and find out if you are approved! Contact Citizens Financial for more details!