What Are Dental Loans?
Dental loans are simply personal loans used for dental care. When you work with Citizens Financial, you can apply, be approved, and receive funds all in the same day. No waiting around with a major toothache for weeks waiting for someone to review your application.
Once you receive the money, you can head straight back to the dentist’s office and pay for the necessary work.
Dental loans with Citizens Financial are personal installment loans. With an installment loan, you borrow a lump sum, then you repay the funds in equal monthly payments over time.
Comparing Different Dental Loans
Before taking out a loan for dental work, you should spend some time comparing your options. Many dental offices offer financing from third parties in their clinics. Don’t assume this is your only option. Be sure to read the fine print. These are usually out of state corporations. When you go through Citizens Financial, you are dealing with a local business that has the community’s best interest in mind. If you need in-person assistance, Citizens is here for you.
What is the Process?
To begin the loan process, you’ll need to provide us with some information so we can get you your money. Fill out our quick online application and let us know who you are, where you are, and what your financial situation is like. Once we receive your information, one of our loan officers will start reviewing your application and be in touch with you within 24 hours. If you are approved, you can visit our office at 1909 Roselawn Ave., Monroe, LA, to verify the information you provided to us is correct, sign the loan documents, and pick up your check. It’s really that easy! You can take that check right to the bank to deposit it and then schedule your dental work. The stress is off when you know you can get the dental care you need without having to worry about the high price tag.
Repaying Dental Loans
Taking out dental loans is just the first step. Over time, you need to repay the loan. Before committing to a loan, take a few moments to go over your monthly budget and make sure that you can afford the payments for your loan. To ensure payments are as affordable as possible, you may want to choose the loan with the lowest possible monthly payment. Then, you may want to pay a bit extra every month so that you can pay off your loan faster and reduce how much interest you’re paying.
To learn more or to start the application process, contact us at Citizens Financial today. We offer personal loans for dental or any other personal need that may arise. We are based right here in Monroe, LA, and we’d love to speak with you over the phone or in our office. You can also start the application online now.