Real loans from real people

Everyone’s money needs are different. Don’t think that your need might be strange! Family funerals, vet bills, tires, dental work, and every other request is just business as usual for us. Apply now and we’ll work hard to get the cash that you need!

How much cash do you need?

Slide the white button to the amount you need from $500 to $5,000, then click Apply Now!

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Types of loans

Hunting, fishing and ATV’s? Yes. A new outdoor deck? Yes. A new hip for my dog? Yes. Consolidating my bills? Yep. Buying a car? Yes. Anything you need or want, we can help you get the cash.

Medical Bills
The Great Outdoors
Unexpected Expenses
Seasonal Expenses
Major Purchases
Moving Costs

Life happens here in for everyone in Monroe every day. Unexpected issues come up all the time. it could be job-related, home repair, auto repairs or anything in between. We’re not a traditional bank so we can turn your loan applications around quickly to get cash in your hands without red tape and layers of approvals. Reach out to us and apply for a loan. Then watch us go to work.

We’ve been here in your neighborhood for over 30 years. That’s 10,950+ days. It’s a long time. We’ve helped literally thousands of people over that time. And we’ve seen every type of personal loan under the sun! There’s a lot to be said for staying around for 30+ years. It shows commitment, consistency, and fair dealing. We know this is a business, but we live here and it’s a small town. You aren’t another number to us.

You know how it feels when somebody you trust helps you out of a problem or steers you into the clear? You’re right. It feels pretty darn good. And you don’t forget the people who help you when times turn hard or the lights go dark. Those are the times when you need people you can trust to help you recover or rebuild.

We’re not a payday loan company. We’re a real personal loan company. And there is a BIG difference.

Payday loans are short-term cash advance loans that are typically repaid in less than 30 days. And the interest rate is very high. If you can avoid these types of loans, you should. Citizens Financial Services is a safe and convenient personal loan company. We offer longer repayment terms and flexible monthly payments.