Home loan

In Louisiana where the weather can be harsh, folks often need to make repairs or upgrades to their home. Whether it’s fixing an old roof or adding a new deck, we offer home repair loans of $500 or more to qualified applicants. You can use this personal installment loan for any purpose. This is true whether you planned to upgrade your home or you need funds for an emergency such as repairing storm damage.

Citizen’s Financial Services takes the time to understand your unique financial situation

Our loan officers are friendly, professional, and care about matching you up with the best home repair loans to meet your needs. Maybe you’ve already been to a bank and got a quick denial because the banker just didn’t take the time to understand your finances and how home repair loans fit into it.

Citizen’s Financial respects your time and your situation. We will work with you for as long as it takes to find you a loan with the most favorable repayment conditions and the best rate. That means you can get right to work on repairing your home or possibly upgrading it for a future sale.


How to Apply for Home Repair Loans with Citizen’s Financial

If you prefer to call us, you can reach us at (318) 324-0011 anytime. One of our loan officers will answer your questions and walk you through the process. You can also click on the Apply Now button and start a loan application online. You can also come by our office at 1909 Roselawn Ave. Monroe, LA, and we are glad to sit down with you.  Grab some free popcorn while you’re here!

We do loans for all kinds of things and all kinds of needs. You can indicate your interest in home repair loans along with the amount you would like to borrow. While our typical loans range from $500 to $5000, as long as your income and credit can support the payments, we can go higher to help with your needs.

After you apply for a loan

We will let you know about your loan right away. If we could not approve home repair loans at this time, we will let you know what held you back, and offer some suggestions on how you can improve your credit. As a consumer, you have the right to obtain a free copy of any credit report used by a company that denied your request for credit. Just ask us and we will get it right over to you.

When you receive an approval, your loan officer will inform you by phone or the information listed on the online application and will let you know how much money we can borrow you for home repairs. We will begin preparing your loan paperwork and set up a time for you to come by to review and sign your documents.  After that, you leave with a check in hand.  It’s a fast and easy process!

Citizen’s Financial Services looks forward to your application for home repair loans. If you have additional questions about the loan process, please don’t hesitate to contact us.